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 Chapter
7 Bankruptcy
Kissimmee
Chapter 7 Bankruptcy Attorney and Lawyer providing experienced
Chapter 7 Bankruptcy legal services in
Orlando, Kissimmee, St. Cloud, Osceola County, Orange County,
and the surrounding Central Florida areas.
A Chapter 7 Bankruptcy, also called a "straight
bankruptcy", is a form of a personal bankruptcy which
involves the liquidation of as much of the debtor's assets
and property (unsecured debt), which does not fall under the
bankruptcy exemption guidelines, essentially reserving him
or her sufficient assets to start on a clean slate. In
short, the purpose of a chapter 7 bankruptcy is to
wipe out your debts, allowing you to get a "Fresh Financial
Start".
In a Chapter 7 Bankruptcy, a trustee will be
appointed by the court to liquidate (sell) all assets which
do not fall under the bankruptcy exemption guidelines. The
net proceeds collected in the liquidation of the non-exempt
assets are then distributed to your creditors.
Debts
which cannot be included for discharge in a Chapter 7
bankruptcy may include, but not limited to:
As a law firm providing experienced Chapter 7 Bankruptcy
Attorney - Lawyer legal services, assisting
Kissimmee, St Cloud, Orlando, Osceola County, Orange County
and Central Florida area residents with Chapter 7
Bankruptcy Representation, we are committed to
protecting the legal rights of each and every client, while
always striving to provide the highest standard of legal
representation. Contact
Salazar & Kelly Law Group, P.A.,
by calling
407-483-0500
or by using our
online submission form.
Typically an individual who files for a Chapter 7 bankruptcy
has a large credit card debt which may include multiple
credit cards, various unsecured bills with may be associated
with various assets which the payment status may or may not
be delinquent.
In
many Chapter 7 bankruptcy situations you may be able to keep
specific secured debts such as your car, furniture, or home,
as long as you reaffirm your commitment to continue paying
these debts. In order to keep these items in a successful
Chapter 7 bankruptcy you must voluntary sign a
"reaffirmation agreement", which stipulates that you cannot
file bankruptcy to discharge the debt of these items for 6
years.
The
purpose of the "Reaffirmation Agreement" is to protect
"reaffirmed" debtors, as well as ensuring an individual does
not try to abuse the bankruptcy process.
If you have questions, concerns, or legal needs regarding
chapter 7 personal bankruptcy issues, we urge you to
seek the legal advice of an experienced Kissimmee chapter
7 bankruptcy attorney - lawyer at
Salazar & Kelly Law Group, P.A.,
by calling
407-483-0500
to schedule a confidential legal consultation.
Once
you have filed for chapter 7 bankruptcy, any pending
lawsuits against you by creditors will be halted
immediately. This also stops the harassing and threatening
phone calls which creditors and collection agencies often
rain down upon you. After you have filed for a bankruptcy,
creditors and collection agencies can no longer attempt to
contact you. If they do, they may face potential fines
and/or penalties themselves.
We are
extremely detailed in our preparation regarding your
chapter 7 bankruptcy,
provide a comprehensive approach in seeking a successful
chapter 7 bankruptcy,
and guide you though this difficult process with the dignity
and respect you deserve.
 If you require professional legal services regarding
chapter 7 personal bankruptcy
issues, be proactive in protecting your legal rights
by seeking the legal advice of an experienced Kissimmee
chapter 7 bankruptcy
attorney - lawyer. Contact
Salazar & Kelly Law Group, P.A.,
by calling
407-483-0500
or by using our
online submission form.
Kissimmee
Chapter 7 Bankruptcy Attorney and Lawyer providing experienced
Chapter 7 Bankruptcy legal services in
Orlando, Kissimmee, St. Cloud, Osceola County, Orange County,
and the surrounding Central Florida areas. |
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