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Will I lose my house in a bankruptcy?

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If you file bankruptcy, that bankruptcy will cause any pending foreclosure that you have on your house to immediately stop. It also keeps the bank from moving forward in the immediate future on that foreclosure. The bankruptcy also will give you leverage, so that if you attempt to renegotiate or modify the loan on that house, that bankruptcy may help you indeed get the interest rate and the payments down to an affordable amount. The bankruptcy will also assist you in developing a long-term strategy which may allow you to keep your home.

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